CPA Audit, Review & Compilation | Gulf Shores AL | Big Beach Books CPA
Audit & Assurance · Gulf Shores, AL

When the people
who trust your financials
ask for assurance —
we provide it.

Whether your bank requires audited statements, a grant demands a review, or investors need confidence in your numbers — Big Beach Books CPA delivers the audit and assurance services Gulf Coast businesses need to move forward.

Book Your Free Consultation →
⭐ 5-Star Google Reviews
📍 Locally Owned, Gulf Shores AL
🔒 Encrypted Client Portal
📅 Same-Week Consultations Available
✅ Licensed CPA Firm
Who We Help

Sound familiar?

Gulf Coast business owners come to us for audit and assurance services from all kinds of situations — most of them time-sensitive. Here's where we see them most.

01
"My bank is requiring audited financials and I don't know where to start."
Lenders and the SBA have specific requirements — and the clock starts ticking the moment you apply. We'll walk you through exactly what's needed and get it done right.
02
"We won a grant, but now they want a review engagement — fast."
Grant compliance timelines are unforgiving. We've helped Gulf Coast organizations get reviews completed efficiently so they don't lose funding they've already earned.
03
"Investors are coming in and they want confidence in my numbers."
Clean, CPA-verified financials remove doubt from the table. Whether it's a partner buy-in or outside investment, we give your numbers the credibility they need to close the deal.
What We Provide

Three levels of assurance.
We'll tell you which one you need.

Not every situation requires a full audit — and paying for more than you need is a waste. We'll assess your requirement and recommend the right engagement level.

📄
Level 1
Compilation
The CPA organizes and presents your financial data in proper statement form. No opinion is expressed, but the statements are CPA-prepared and carry the firm's letterhead — meeting most basic lender and landlord requirements.
Entry Level
🔎
Level 2
Review
We perform analytical procedures and inquiries and provide limited assurance on your financial statements. Common for bank covenants, grant reporting, and bonding — and accepted by most lenders for smaller loan amounts.
Limited Assurance
Level 3
Audit
The highest level of assurance a CPA firm can provide. We independently examine your records, test transactions, and confirm balances — then issue a formal audit opinion on your financial statements. Required for SBA loans, certain grants, and investor due diligence.
Highest Assurance
The Process

Getting started is
easier than you think.

Three steps from where you are to a completed engagement your lender, investor, or grant-maker will accept.

1
Book your free consultation
30 minutes, zero obligation. We review what you've been asked to provide, confirm the right engagement level, and give you a clear timeline and fixed-fee quote.
2
We gather your documents and get to work
We'll send you a checklist of what we need through your secure client portal. Once you upload, we handle the rest — fieldwork, testing, and drafting your report.
3
You receive a signed CPA report
We deliver your completed compilation, review, or audit report — ready to submit to your bank, grant administrator, or investors. We're available for any follow-up questions they have.
Common Questions

What Gulf Coast business owners ask us about audit & assurance.

These are three levels of assurance a CPA can provide on your financial statements. A compilation is the lowest level — the CPA organizes your financial data in proper form but expresses no opinion on its accuracy. A review provides limited assurance: the CPA performs analytical procedures and concludes nothing appears materially misstated. An audit is the highest level — the CPA performs extensive testing and issues a formal opinion that your statements are fairly presented. The right level depends entirely on what your lender, investor, or grant-maker requires.

It depends on the size of your business and how organized your records are. A compilation can often be completed in a few weeks. A review typically takes four to eight weeks. A full audit generally runs eight to sixteen weeks — sometimes longer for complex entities. Starting early and having clean books significantly shortens the timeline. We'll give you a realistic schedule at your free consultation.

Sometimes, yes. Many lenders accept a review for smaller loan amounts or when they have an established relationship with the borrower. However, for SBA loans, larger commercial transactions, or certain financing thresholds, a full audit is required. We recommend confirming the exact requirement with your lender before we begin — and we're glad to help you have that conversation.

Yes. Compilations, reviews, and audits are all attest services governed by professional standards — they must be performed by a licensed CPA firm. A bookkeeper or unenrolled preparer cannot issue a compilation report that satisfies lender or grant requirements. Big Beach Books LLC is a licensed CPA firm and holds the credentials required to perform all three levels of assurance engagement.

Client Stories

What our clients say.

★★★★★
"I have several rental properties, and Barbara has been doing my bookkeeping for 5 years. She handles everything professionally and I always know exactly where I stand."
— JB
Gulf Coastal Management, LLC
★★★★★
"I had a fantastic experience working with Big Beach Books on my taxes this year. They were trustworthy, thorough, and made the whole process easy."
— JJ
1040 Tax Client
Get Started

Need a compilation, review, or audit?
Let's talk it through.

Your free consultation is 30 minutes and zero obligation. We'll confirm what your lender or grant-maker actually requires, recommend the right engagement level, and give you a fixed-fee quote — no surprises.

Book Your Free Consultation →
Or call us directly at 251.948.0132